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Shop/Office
We offer specialist insurance solutions to Small businesses - i.e. Shop/Office and can cover a wide range of trades, for example:
Convienence Stores, Sub Post Offices, Off-Licences, Newsagents, Dry Cleaners, Hardware Stores, Tobacconists, Florists, Offices, Furniture Shops, Public Houses, Fast Food Restaurants.

What's covered?
  • Buildings (optional)
  • Personal Assault
  • Fixtures & Fittings
  • Frozen Food
  • Stock
  • Public & Employers Liability
  • Money
  • Glass
  • Goods in Transit
  • Loss of Licence (optional)
Residential Let
The Residential Let Property Policy caters for a wide range of property types and lets including:
  • DSS Lets
  • Housing Association Lets
  • Professional/Private Tenants
  • Student Properties
  • Unoccupied Property
What's covered?

Let Property Policies will include Comprehensive Cover for all standard perils including:
  • Fire
  • Storm, Lightning
  • Flood
  • Malicious Damage
  • Damage to underground services
  • Subsidence
In addition we also cover:
  • Accidental damage to buildings (optional)
  • Loss of Rent
  • Property Owners Liability
  • Legal Expenses
Flats/ Flat Blocks

We offer specialist insurance solutions to Freehold, Leasehold and Management Company's for both individual Flats, Block of Flats, and Freehold Properties.

What's covered?

Flats/Block of Flats/Freehold Properties policies will include Comprehensive Cover with the following features:

  • Replacement value of Buildings, Flats or rented property
  • Storm, Lightning
  • Flood
  • Malicious Damage
  • Damage to underground services
  • Subsidence
  • Replacement of locks and keys following theft
  • Unauthorised occupation - removal of occupants and public utilities costs
In addition we also cover:
  • Accidental damage to buildings (optional)
  • Loss of Rent
  • Automatic Reinstatement of Sum Insured following a loss
 
Small Hotels/B&B

We offer specialist insurance solutions to owners of small hotels and bed and breakfast businesses.

This cover is on an all risks basis.
Commercial Let
The Commercial Property Policy is designed for landlords who let their property to a business (i.e. a Convienence Store). We can also insure the residential parts of any commercially let property such as flats above. These can all be placed on one easily managed, clear and Comprehensive Policy.

What's covered?

Let Property Policies will include Comprehensive Cover for all standard perils including:
  • Fire
  • Storm, Lightning
  • Flood
  • Malicious Damage
  • Damage to underground services
  • Subsidence
In addition we also cover:
  • Accidental damage to buildings (optional)
  • Loss of Rent
  • Property Owners Liability
  • Legal Expenses
Property Insurance Centre - Landlord Insurance Centre
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